Health Plan
Your student health plan supports both your mental and physical well-being. Coverage includes dental, vision, prescriptions, counselling, paramedical services, and more.
Overview
Being a student is stressful enough without the added pressure of health expenses. Your student union provides a comprehensive health plan to help you access the care you need, when you need it.
Plan Fees
Full-time students are automatically enrolled in the Health & Dental Plan and Virtual Health Care. The cost is included in your tuition through ancillary fees. View eligibility requirements.
Coverage Period
Your coverage starts on the first day of the month that your program begins and ends on August 31. Unused coverage does not carry forward. View full coverage period details.
Opting Out
Students may opt out of the Health & Dental Plan and Virtual Health Care coverage by the applicable deadline. View opt-out deadlines and details.
What Your Health Plan Includes
Health & Dental Plan
Students can access coverage for prescription drugs, dental care, health services, and more, helping with costs your provincial health plan doesn't cover.
Claims
How to Make Claims
Active students can register, access benefit cards, and submit claims through the Benefits Management Platform. If the provider doesn't offer direct billing, submit claims online for eligible expenses.
Validation Period
New students have a 60-day validation period from the start of their term. During this time, pay for eligible expenses upfront and keep receipts to submit claims once the validation period ends.
Virtual Health Care
Access health care anytime, anywhere in Canada with 24/7 virtual support from a licensed medical professional at your convenience.
Start a Virtual Consult
Access care for common health concerns through the Virtual Health Care coverage.
General Health
Common colds, fevers and chills, headaches or migraines and allergies.
Skin, Eye & Ear Care
Rashes, hives, or scrapes, eye and ear concerns (e.g., pink eye, sinus issues).
Sexual & Prescription Care
Contraception or infections, prescription renewals.
Opt-Out Eligibility
All eligible students enrolled in virtual health care may submit an online application to opt out, based on personal choice, at the beginning of their academic year and before the applicable deadline.
Annual Opt-Out
The virtual health care opt-out is annual. You will be re-enrolled each proceeding fall if you maintain full-time status. If you wish to opt-out again, you will need to complete this form before the applicable deadline each year.
Mental Health & Wellness
Access immediate and confidential support and resources with a free mental health assessment, mental health practitioners, and tools to help you manage student life and maintain your well-being.
Access Your Wellness Services
Prioritize your health with accessible resources tailored to your needs.
University Health Insurance Plan (UHIP)
UHIP is the alternative provincial coverage for international students and does not cover any extended health and dental services. UHIP can be used for doctors visits, Emergency Room and blood work (ie. DYNACARE).
International students are automatically enrolled in the OTSU's Health Plan and cannot opt-out of the plan. International students can opt out of Virtual Health Care by the applicable deadline.
For further inquiries, visit the UHIP website or email uhip@ontariotechu.ca.
FAQ
Do I have to opt-out every year?
What is the activation period?
What is an anniversary month for opting-in, opting-out, and adding family?
I have lost my alternative coverage what do I do?
When would I possibly need to submit another opt-out application?
Get In Touch
For more information, please contact Tina Todaro, Health Plan Coordinator at ontariotech@mystudentplan.ca
| 905-233-1676.